Free Calculator · 2026
Enter a few details and see exactly where your money goes — venue, catering, photography, and 9 more categories. Based on 2026 national averages with real regional pricing.
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Try Altara Free →How much does a wedding cost in 2026?
The national average is $28,000–$38,000 for U.S. couples in 2026. Major metro areas (NYC, SF, LA) push $45,000–$75,000+, while Midwest and Southern weddings often come in at $18,000–$28,000. Guest count is the biggest variable — more guests mean higher venue and catering costs.
What's the biggest wedding expense?
Venue and catering together make up 55–65% of most wedding budgets. For a $35,000 wedding, expect roughly $10,000–$12,000 on venue and $9,000–$11,000 on catering. These two line items scale directly with guest count, so trimming your guest list is the fastest way to reduce your total.
How much should I budget per guest?
National average runs $285–$350 per guest in 2026 (including all categories). NYC and SF can reach $450–$600+ per guest. The Midwest typically falls in the $200–$280 range. Your per-person cost drops slightly as your guest count grows, since some expenses (photography, music, attire) are largely fixed.
How accurate is this calculator?
This calculator uses 2026 national averages from industry surveys with regional cost-of-living multipliers. It's a solid baseline for planning — not a quote. Your actual costs will vary by the specific vendors you choose, day of week (weekday weddings are 20–30% cheaper), and how much you DIY.
What's a realistic wedding budget for 2026?
For 100 guests in a mid-size U.S. city, a realistic baseline is $28,000–$35,000. Adding 50 guests adds roughly $10,000–$15,000. Choosing a Friday or Sunday instead of Saturday saves 15–25%. Opting for buffet over plated dinner saves $30–$50 per person. Small decisions add up fast.